CHECKING ACCOUNTS

All Transcorp Bank personal accounts feature

  • FREE online banking with bill pay
  • FREE mobile banking with bill pay, deposit capture and transfers
  • FREE electronic statements
  • FREE online check images
  • FREE Email and mobile device alerts
  • SURCHARGE-FREE ATM access at convenient locations throughout Fredrick and  nationwide

TB eChecking

TB's eChecking account is a personal checking account with no minimum monthly balance requirement. There is no monthly maintenance fee* when you subscribe to free electronic statements and when you make one bill payment transaction using Free TB Bill Pay each month.

Additional benefits include:

  • Unlimited Check Writing
  • FREE VISA® debit cards
  • FREE online banking with bill pay
  • FREE mobile banking with bill pay, deposit capture and transfers
  • FREE electronic statements
  • FREE online check images
  • FREE Email and mobile device alerts
  • SURCHARGE-FREE ATM access at convenient locations throughout Fredrick and nationwide

*Other non-maintenance fees may apply. Please see a bank center associate for account disclosures and full details.

TB Advantage Checking for Age 55 and Better

If you’re age 55 or older, the TB Advantage Checking account offers some great advantages. There is no monthly maintenance fee* when you make one monthly recurring direct deposit or you maintain a minimum combined balance in other TB checking, money market or savings accounts.

In addition, you’ll enjoy these benefits:

  • FREE TB custom logo checks (standard order quantity) for the life of the account
  • Unlimited Check Writing
  • FREE VISA® debit cards
  • FREE online banking with bill pay
  • FREE mobile banking with bill pay, deposit capture and transfers
  • FREE electronic statements
  • FREE online check images
  • FREE Email and mobile device alerts
  • SURCHARGE-FREE ATM access at convenient locations throughout Fredrick and nationwide

*Other non-maintenance fees may apply. Please see a bank center associate for account disclosures and full details.

TB Choice Checking

With an TB Choice Checking Account, there is no monthly maintenance fee* when you make one monthly recurring direct deposit, maintain a minimum balance in the Choice Checking account or maintain a combined minimum balance in other TB checking, money market or savings accounts.

Choice Checking also includes:

  • Unlimited Check Writing
  • FREE VISA® debit cards
  • FREE online banking with bill pay
  • FREE mobile banking with bill pay, deposit capture and transfers
  • FREE electronic statements
  • FREE online check images
  • FREE Email and mobile device alerts
  • SURCHARGE-FREE ATM access at convenient locations throughout Fredrick and nationwide

*Other non-maintenance fees may apply. Please see a bank center associate for account disclosures and full details.

TB Go Green (GGP) Plus Checking

Created for customers who want to reduce their carbon footprint and eliminate paper statements that need to be stored or shredded, TB's Go Green Plus* is an interest-bearing personal checking account offering a competitive return just for banking electronically.  With no minimum balance requirement, the GGP Account gives customers the opportunity to earn more “green” just by banking electronically. Monthly account requirements apply.  Other account related non-maintenance fees may still apply.

Enjoy these additional benefits when you go green:

  • Unlimited Check Writing
  • FREE VISA® debit cards
  • FREE online banking with bill pay
  • FREE mobile banking with bill pay, deposit capture and transfers
  • FREE electronic statements
  • FREE online check images
  • FREE Email and mobile device alerts
  • SURCHARGE-FREE ATM access at convenient locations throughout Fredrick and nationwide

*Available to individual consumers and sole proprietors only. Other non-maintenance fees may apply. Please see a bank center associate for account disclosures and full details.

Personal NOW Checking

TB's Personal NOW account is an interest-bearing personal checking account for those who want to earn interest on their money while enjoying unlimited check writing.  There is no monthly maintenance fee when the minimum balance is maintained.

Additional benefits include:

  • Unlimited Check Writing
  • FREE VISA® debit cards
  • FREE online banking with bill pay
  • FREE mobile banking with bill pay, deposit capture and transfers
  • FREE electronic statements
  • FREE online check images
  • FREE Email and mobile device alerts
  • SURCHARGE-FREE ATM access at convenient locations throughout Fredrick and nationwide

*Other non-maintenance fees may apply. Please see a bank center associate for account disclosures and full details.

Health Savings Account (HSA) Checking

TB's Health Savings Account (HSA) checking provides a way to save money to help offset out-of-pocket healthcare expenses. Contributions to HSAs are tax-deductible and subsequent earnings and qualified distributions are not taxed. An HSA can move with you if you change plans and unlike most flexible spending accounts, it does not have to be depleted annually. There are no HSA-specific fees for TB's Health Savings Account checking.

We offer three types of HSAs:

  1. Our HSA checking account.
  2. Our interest-earning HSA allows for six withdrawals per monthly statement cycle.
  3. Our HSA Certificate of Deposit is perfect if you don’t need to access your HSA funds for longer periods of time. Please note: there is a penalty for early withdrawal.

Please refer to the Personal Accounts Fee Schedule available at any TB bank center location for applicable fee information. Complete terms and conditions for each account type are available upon request.